Surf your way to a new understanding of the mortgage process! The information contained in this section can answer many questions you may have about mortgage financing. We believe in having fully informed customers. If you would rather talk to someone face to face, or over the phone, click here.
This section includes loads of information on the loan process. Learn about home purchasing, loan refinancing, payments, your budget, compliance, and more!
Count on us to answer any questions you do not have answers to. Its not everyday you buy a house, and we want your experience to be a great one!
If you have a question or comment, please send us an email to info@infcapgroup.com.
Hover over the "Learning Center" button on the left for a list of info pages.
A state district judge has ruled that Equity One didn't use deceptive marketing to encourage a New Mexico couple to borrow more money than they had the ability to repay. ....The Bank of New York acquired the mortgage and won the right to foreclose on the loan. ....The case is now pending before the New Mexico Court of Appeals...Read More
An investigation by the Federal Bureau of Investigation into Central States Mortgage Corp. focuses on the relationship among individuals involved with the mortgage banker, the credit unions that owned it and a firm that had been owned by several former Central States executives. ....Central States shut its doors in March 2009. ....Among...Read More
The Mortgage Market Index for the week ended Wednesday was 310. ....A week earlier the index came in at 333. ....The conventional 30-year mortgage was unchanged. ....But the jumbo 30-year fell 5 basis points -- cutting the spread between the conventional and jumbo mortgage to 94 BPS from last week's 99 BPS...Read More
Recent New York case law has confirmed that before a lender in the state files a complaint to judicially foreclose on a mortgage securing a defaulted loan, the foreclosing lender must have a legal or an equitable interest in the mortgage, the physical possession of the underlying promissory note, plus all necessary chain of title ownership assignme...Read More
The Consumer Financial Protection Bureau was created as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act. ....The focus now shifts to the drafting of numerous regulations mandated by the Dodd-Frank Act, and construction of the new bureau. ....Regulators must now decide how to best implement the law, with the ...Read More
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